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Library Resource
In Africa, farmers have been reluctant
to take up new varieties of staple crops developed to boost
smallholder yields and rural incomes. Low fertilizer use is
often mentioned as a proximate cause, but some believe the
problem originates with incomplete input markets. As a
remedy, African governments have introduced technology
adoption programs with fertilizer subsidies as a core
component. Still, the links between market performance and
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Library Resource
This paper takes stock of the current
state of banking systems across Sub-Saharan Africa and
discusses recent developments including innovations that
might help Africa leapfrog more traditional banking models.
Using an array of different data, the paper documents that
African banking systems are shallow but stable. African
banks are well capitalized and over-liquid, but lend less to
the private sector than banks in non-African developing
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