Financial Access and Household Welfare
This paper evaluates the impact of
access to credit from banks and other financial institutions
on household welfare in Mauritania. Micro-level data from a
2014 household survey are used to evaluate the relationship
between credit access, a range of household characteristics,
and welfare indicators. To address potential endogeneity
issues, the household isolation level is used to instrument
access to credit. The results show that households headed by